Insurance Specialist

Overview Course Description:  

This series will prepare students for the required insurance license examination needed for employment with an independent Insurance Agent or a large insurance company.  Upon successful completion, students can take the state licensure examination.

Course Outline:

1. Description: Introduction to Business – BUSG 1001 (48-hours)
   
   Fundamental business principles including structure, functions, resources, and operational processes.
   
   
2. Description: Personal Insurance – INSR 1005 (32-hours)
   
   Introduction to personal loss exposures and personal insurance policies for handling these exposures including auto, homeowners, life, health, marine, and various government insurance programs. At the end of the course the student will be able to describe the types of property loss exposures, the financial consequences of a property loss, and the insurance available for each; describe liability loss exposures and the insurance available for these losses; describe human loss exposures and the life, health, and disability insurance available; and identify covered losses and calculate the amount of insurance payable in various situations. This course will help the student prepare for the Insurance (INS) 22 exam.
   
   
3. Description: Insurance Customer Service Representative – INSR 1017 (32-hours)
   
   Prepares participants to work in insurance agencies as entry-level customer service representatives. Includes information about policies, terminology, and customer service procedures. May prepare students to take the licensing exam sponsored by the Texas Department of Insurance. Define insurance terms and concepts; identify and explain violations of insurance regulations; and explain applicable policy provisions.
   
   
4. Description: Commercial Insurance – INSR 1001 (48-hours)
   
   Introduction to personal loss exposures and personal insurance policies for handling these exposures including auto, homeowners, life, health, marine, and various government insurance programs. Describe the types of property loss exposures, the financial consequences of a property loss, and the insurance available for each; describe liability loss exposures and the insurance available for these losses; describe human loss exposures and the life, health, and disability insurance available; and identify covered losses and calculate the amount of insurance payable in various situations. This course will help the student prepare for the Insurance (INS) 22 exam.
   
   
5. Description: Principles of Insurance – INSR 1009 (32-hours)
   
   Organization of insurance companies, state regulations, types of policies, and career opportunities in the field. Topics include concepts of risk, insurance protection, and prohibited practices. Discuss the differences between the types of insurance companies; describe the state regulatory environment for the insurance industry; explain the concept of risk and risk management; differentiate between the types of insurance coverage; and describe the professional career opportunities in the insurance industry. This course will help the student prepare for the Insurance (INS) 21 exam.
   
   
6. Description: Multi-line Insurance Sales and Marketing – INSR 1092 (48-hours)
   
   Prospecting and presentation, types of coverage, identifying client needs, terminology, and analyzing homeowners coverage. Includes information related to sales transitions, analyzing automobile and specialized coverage, tax implications, loss ratios and agent responsibilities.
   
   
7. Description: Special Topics In Insurance – INSR 1091 (16-hours)
   
   Topics address recently identified current events, skills, knowledge, and/or attitudes and behaviors pertinent to the technology or occupation and relevant to the professional development of the student. This course was designed to be repeated multiple times to improve student proficiency.

Note: Students can enroll in the Insurance Specialist Series in any order, with one exception. The capstone class MUST be taken as the last class.

Students will need to have a High School Diploma or a GED.

A capstone course is a course designed to provide opportunities for students to integrate knowledge from their core and concentration courses, to gain insight into the meanings of professionalism and professional practice, and to reflect on the norms of a discipline or profession.